User blog comment:Blood Reaper/Skyrim Dawnguard Trailer/@comment-108.71.104.168-20120604024517/@comment-5915494-20120605014418

Actually I think you mean "credit" for accounts, of which PS3 already does in physical game stores. Aside from that, and the obvious removal of physical stores for their poor business models, the Microsoft Points system relies heavily on consumerists and the masses believing they are getting a better deal then others (points are generally lower then their real world cost) but in reality the cost is much higher then both PSN and Steam. Of course, real money will always be a turn off for some, but it gives us a better understanding of our limits and how much we can actually put together for games/dlcs and such rather then guessing and estimating costs from point conversions to real currencies.

Also I don't see how everyone on the same system using the same currency is a good point for one type of point system, this would apply to all systems not just Xbox, and, right now, most systems are using real currencies (i.e. the US Dollar and GBP) with Microsoft being the odd one out.