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"The way I figure it, it's your fault he can't pay me. So I guess I'm going to have to collect it from you."
Mogrul[src]

A New Debt is a side quest in The Elder Scrolls V: Dragonborn in which the Dragonborn inherits the debt of Drovas Relvi after he is given a job as Neloth's new assistant and must settle it or continuously face Mogrul's thugs.

Background[edit | edit source]

Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. Now Mogrul expects me to pay Drovas' debt. If I don't, he's going to keep sending thugs after me.

Objectives[edit | edit source]

  1. Pay or kill Mogrul

Walkthrough[edit | edit source]

After completing "Reluctant Steward," if Mogrul, the loan shark in Raven Rock, is approached, he will state that Drovas Relvi was in debt to him. As Drovas is now Neloth's steward and thus, under Neloth's protection, he is untouchable. Mogrul states that the Dragonborn is responsible for the debt and demands payment. Refuse and Mogrul will keep sending thugs to collect the payment until the quest is completed. The options are to either pay the debt or kill him. If paying, he may also be intimidated into cutting the debt in half.

"It seems you've inherited a problem."
Situation? Wat kind of situation? "Drovas Relvi owes me 1000 septims. At least he did until you set him up with that Telvanni wizard. Now he's untouchable. The way I figure it, it's your fault he can't pay me. So I guess I'm going to have to collect it from you."
I'm so sorry! Here, take the money. "See, that wasn't so hard, now was it. Now get outta here."
And if I don't pay you? "Nothing for now. But watch your back. I'll be sending collectors to find you. They won't ask so nicely. One way or the other, I'll get my money."
Or I could just kill you now. "Take your best shot, fetcher! But if you draw on me, the guards will put the bounty on your head, not mine."
Please be patient. I'll get you your money. "Patience is for fools. When you are tired of looking over your shoulder, you'll pay me."
How about you take half? "Uh... yea. That sounds good. Half. I think that will work." (If intimidation fails: "How about I don't. You don't scare me.")

If choosing to kill Mogrul, it can be easily accomplished by luring him out of Raven Rock (as he will immediately begin approaching upon arrival) and slaying him out of sight of the guards and townsfolk. Alternatively, Mogrul will be relatively isolated in the Retching Netch from approximately 12:00am to 3:00am in-game time. The bartender Geldis Sadri's location prevents him from being counted as a witness. If "Unearthed" has been completed and Teldryn Sero has been hired as a follower, both Teldryn and Ralis Sedarys will assist the Dragonborn. During this time, he may be found sleeping alone in his room, which is the second door following an immediate right at the bottom of the stairs. Picking the lock in stealth, going in, closing the door and killing him in his sleep incurs neither bounty nor attacks from Slitter.

However, if Mogrul is not found sleeping in his room and it is impossible to assassinate him without incurring a bounty, one can use Nightingale Subterfuge, a power obtained during the Thieves Guild questline. Casting it while he, among others, is in its area of effect will result in them fighting, likely leading to Mogrul's death.

The Dragonborn can also speak to Relvi and inquire about the debt:

Do you owe Mogrul money? "Uh... Well, sort of. I owed him a thousand septims, but not any more. He doesn't dare try to collect now that I'm Neloth's steward."
Why don't you just pay him? "Pay him? I mean, I don't have the money. Well, I might soon. Neloth does pay well. But the important thing is that I don't have it. In fact, it's not likely I'll ever have it. Expenses, you know. Sorry about the thugs and Mogrul and everything."
Except now he expects me to pay him. "Wow. Sorry about that. He's never going to stop, you know. He'll keep sending thugs after you until you pay him or kill him."
You should pay me what you can. "Well… I... Oh, fine. Here. This is all I have." (If persuasion fails: "I don't see why. He's your problem now.")

Journal[edit | edit source]

A New Debt – DLC2TT1b
ID Journal Entry
100 Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. Now Mogrul expects me to pay Drovas' debt. If I don't, he's going to keep sending thugs after me.
  • Objective 100: Pay Mogrul
200 Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. Now Mogrul expects me to pay Drovas' debt. If I don't, he's going to keep sending thugs after me.
  • Objective 200: Pay Mogrul
  • Objective 210: Pay or kill Mogrul
300 Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. Mogrul expected me to pay Drovas' debt, which I've done.
  • Quest complete
310 Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. I However, I killed him instead.
  • Quest complete
320 Helping Drovas has come back to bite me. He owed a money lender named Mogrul 1000 septims. Mogrul expected me to pay Drovas' debt. I persuaded him to take half that.
  • Quest complete

Gallery[edit | edit source]

Trivia[edit | edit source]

  • Drovas can be talked to about the money he owes. When speaking with Mogrul, choose the dialogue option "Please be patient. I'll get you your money." then travel to Tel Mithryn and speak to Drovas. He will say that he does not have the money, but will hand over 250 Gold if he is pressed on the subject. The Dragonborn will have to pay the rest of the debt upon return to Mogrul.
  • The bounty for killing can be 40 Gold or 1000 Gold if witnessed.
  • When Mogrul first approaches the Dragonborn for a conversation, exiting the conversation without picking a dialogue option will not start the quest. Mogrul will continue to follow, and attempt to initiate a conversation again. The Dragonborn can lead Mogrul in this way outside of Raven Rock, allowing him to be killed without witnesses. Mogrul will not follow into a building, or when the Dragonborn uses fast travel.
  • If Mogrul is attacked by the Dragonborn, Slitter will, upon witnessing the attack, immediately turn hostile towards the Dragonborn even if the Dragonborn has been completely hidden. If he did not witness the attack, he will not be hostile towards the Dragonborn. If he does not become hostile when Mogrul was killed, he will continue to behave as if Mogrul were still alive. If he turns hostile after Mogrul is dead, the Dragonborn may choose to kill him without incurring a bounty. The Dragonborn may also choose to spare him either by using a Pacify spell or the Bend Will shout on him, or by having a follower or summoned creature beat him to submission, as other character cannot kill him;confirmation needed or by simply leaving the immediate area or fast traveling. He will not be hostile again after leaving the area in any way. Guards, except for Captain Veleth, will not intervene if Slitter only attacks the Dragonborn, but some of the people with whom the Dragonborn has gained favor may attack Slitter.
  • If Mogrul is assaulted in the Retching Netch and Teldryn Sero has been under the employ of the Dragonborn at any point, Sero will come to the aid of the Dragonborn.
  • The Dragonborn may pickpocket Mogrul afterwards to reclaim their money given to him, but the Gold may not be present in his inventory if it is not pickpocketed soon enough.


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